Judy was telling me that she is trying to get a mortgage rate adjustment on her house because she thinks that she qualifies for the government program that helps homeowners refinance their houses to reduce their monthly payment. The problem that she is having, though, is that the company wants her to have an accountant raleigh nc provide a certified audit regarding her home business’s annual income. The cost of having the audit is over $400, and her business is so small that she only made about $2000 last year! Don’t you think that is an outrageous demand? I certainly do!